Defaulted by Three mobile, can i get this removed?

glentoran99

louloulashes wrote: »

Then i should be protected as a credit consumer but i'm not. It's scandalous.
I've already been told by my bank that i won't get a mortgage with a default on my account. I've saved for years to get to the position i'm in and now myself and my family can't buy a home for 6 years if i can't get this removed.

I set up a direct debit for this account so it was paid each month so i didn't have to keep a spreadsheet. That's why most people set up direct debits surely? I wasn't aware the bank had cancelled it and no you don't have to be an organised person to run multiple businesses. You just need good staff.

Anyway, the point of starting this thread wasn't so someone could make me feel worse for making a human error, or tell me how i could have avoided it in the first place but so i could get some help with a situation that's causing me a lot of anxiety and i'd appreciate advice rather than criticism.

then go to a different bank, or better still a broker, a default wont stop you getting a mortgage, it just reduced your options