Car accident and going to court

continualdiamond

Without going into loads of detail my husband hit another car at a roundabout when he took his foot off the brake to enter the roundabout as it was clear and he wrongly assumed the car in front had entered the roundabout.

This was last August and he's just received loads of information saying the claim is going to court. His insurer agreed to pay £560 (emails attached in the pack he got it's all to do with whiplash claim) but the claim is now in the £3000 mark and we're assuming the claimant isn't happy and wants more money.

He's rang his insurance and they've told him to not respond to the forms about attending court as it's them who is dealing with it and that no cost will be from us, insurance will sort it.

Is this right? I don't want to ignore court forms and find out we should of responded.

molerat

Take a copy of the paperwork and send it to your insurer. If you respond you could be in breach of your contract with the insurer and could end up with the liability yourself. Let them deal with it.

Quentin

continualdiamond wrote: »

He's rang his insurance and they've told him to not respond to the forms about attending court as it's them who is dealing with it and that no cost will be from us, insurance will sort it.

Is this right? I don't want to ignore court forms and find out we should of responded.

His insurer is correct.


What he should do with any correspondence like this will be set out in his policy. (ie. pass them unanswered to the insurer to deal with)

continualdiamond

Thank you very much for the help, appreciate it.

Crazy_Jamie

It is perhaps worth mentioning that it doesn't sound likely that he will have to go to court himself. Liability doesn't seem to be an issue here, and unless his insurer is raising a Low Velocity Impact (LVI), which effectively argues that the speed of the impact was insufficient to cause injury, there is not much that your husband could give evidence about. Of course that can't be guaranteed (it may well be an LVI case) but just to note that there's no reason to be concerned right now about having to go to court. Just pass everything along to the insurer and let them deal with it.