Arrangement to pay marker - unfair?

bradleysloan

Hi all,

I have an arranged overdraft with Natwest that between February 2016 and June 2016 i did not make any payments into, just debits. So i had a call from Natwest saying that im required to make a payment of £10 into the account to show i am paying in still, which i completed, infact i paid £50.

I checked my credit score today and they have put an AP (arrangement to pay) marker on for the month of June.

Will this AP marker continue to come up every month until i have cleared the overdraft?

If i continue to make regular payments in every month then surely this will not show every month and only for July?

Also how much will that AP marker affect my credit score/ lending abilitie?

All help appreciated.

Kind regards,
Brad

glentoran99

you already have a thread here


https://forums.moneysavingexpert.com/discussion/5500248

bradleysloan

I apologise i thought i posted it in the wrong categorie