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Is partner liable for my student loan?

135

Comments

  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    adindas wrote: »
    Doctors, dentists and many subjects in engineering are less likely to be unemployed, less likely to earn the threshold salary for student loan repayment ..

    1. Just because you repeat it, doesn't make it true. :p I ask again for references to your sources. STEM man, STEM!

    2. You make no sense - I think you mean 'more likely to earn the threshold salary for student loan repayment'.

    3. You have not addressed my point regarding doctors, etc. also inconveniently reproducing. :rotfl:
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Puddylove wrote: »
    1. Just because you repeat it, doesn't make it true. :p I ask again for references to your sources. STEM man, STEM!

    2. You make no sense - I think you mean 'more likely to earn the threshold salary for student loan repayment'.

    3. You have not addressed my point regarding doctors, etc. also inconveniently reproducing. :rotfl:

    I said doctors, dentists and many subjects in engineering are less likely to be unemployed. Google it you will find it.
    Though they are in STEM subjects I never said all STEM subjects.

    If someone wants to pay for my time to find it, I will do it for him/her ...
  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    adindas wrote: »
    Doctors, dentists and many subjects in engineering are less likely to be unemployed, less likely to earn less than the threshold salary for student loan repayment ..

    Read this BBC report:
    My degree is next to worthless'; A majority of graduates in the UK are getting jobs where they do not need a degree, according to a report.
    http://www.bbc.co.uk/news/education-33984756

    This link that you've added doesn't support your assertions (plus I can't find which of the CIPD reports it actually refers to - do you know?).

    In fact, it contradicts the 'STEM" point in that one of the anecdotes of graduates with the worthless degrees refers to BSc Conservation Biology.

    I repeat, do you have any information about SLC default rates by degree subject? If you do, I'd be genuinely interested, thanks.
  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    adindas wrote: »
    I said doctors, dentists and many subjects in engineering are less likely to be unemployed. Google it you will find it.
    Though they are in STEM subjects I never said all STEM subjects.

    If someone wants to pay for my time to find it, I will do it for him/her ...

    Ok, I understand that you have no evidence and are just making wild unsubstantiated claims.

    Hmmmm, wonder if I should write my next conference submission/paper with 'Google it, you will find it' in the reference list....:rotfl:
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    adindas wrote: »
    Doctors, dentists and many subjects in engineering are less likely to be unemployed, less likely to earn less than the threshold salary for student loan repayment ..

    Read this BBC report:
    My degree is next to worthless'; A majority of graduates in the UK are getting jobs where they do not need a degree, according to a report.
    http://www.bbc.co.uk/news/education-33984756

    That report is quite interesting and I often hear of people who go to university and study qualifications with no real plan on how that will lead to employment. Plus I know of people who admit they are not sure what they wanted to do so chose a subject like "Psychology" which a lot of people say is a good multi purpose qualification, but I don't really think it's actually that useful.

    I'm doing a Foundation Degree in Engineering which is paid for by my employer and is good because qualified Engineers are in high demand in the UK. But a lot of people won't do it because it has a lot of high level math, so it's not very popular!.
    Yet the Early Childhood Development Foundation Degree has almost 10 times the amount of people on the course because it has very little math and people are more interested in it, even though it's not likely to lead to a high wage career.

    So its good that people can choose to study what they like but I think there should be some system to encourage people to study the qualifications that are more in demand in the UK.
  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    takman wrote: »
    That report is quite interesting and I often hear of people who go to university and study qualifications with no real plan on how that will lead to employment. Plus I know of people who admit they are not sure what they wanted to do so chose a subject like "Psychology" which a lot of people say is a good multi purpose qualification, but I don't really think it's actually that useful.

    I'm doing a Foundation Degree in Engineering which is paid for by my employer and is good because qualified Engineers are in high demand in the UK. But a lot of people won't do it because it has a lot of high level math, so it's not very popular!.
    Yet the Early Childhood Development Foundation Degree has almost 10 times the amount of people on the course because it has very little math and people are more interested in it, even though it's not likely to lead to a high wage career.

    So its good that people can choose to study what they like but I think there should be some system to encourage people to study the qualifications that are more in demand in the UK.

    You mean like a free market system where people in high demand might earn more?

    I'm not sure what other mechanism you think might be successful at anticipating need (there's the issue of forecasting 3 or 4 years ahead)?

    Oh, and do an Honours Degree - FDs are viewed (rightly or wrongly) as being for the 'lower achievers'.
  • adindas
    adindas Posts: 6,856 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Puddylove wrote: »
    Ok, I understand that you have no evidence and are just making wild unsubstantiated claims.

    Hmmmm, wonder if I should write my next conference submission/paper with 'Google it, you will find it' in the reference list....:rotfl:

    The fact that doctors, dentists and many subjects in engineering are less likely to be unemployed is a general truth. You see it everyday,

    Those who argue against it should prove it otherwise ...
    Otherwise google is your friend ..
  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    Today I have received a letter from the student loans company advising that HMRC have been in touch to advise I'm no longer working. I am now fortunate to be a stay at home mum and we live off my partners wage.
    Part of the form I received requests evidence support that I am supported by a third party.
    My partner does not pay me money we both take money out of his account, will they accept my bank account showing no money contributions from him? Is my partner liable for the student loan now I'm not working?

    Any help would be appreciated as I cannot find much information on the question.
    Thank you

    And to try to get back on track:
    No, your partner won't be liable to pay your student loan.
    And if the form isn't clear as to what evidence of income is needed, maybe try calling or e-mailing them for clarification?
  • Puddylove
    Puddylove Posts: 507 Forumite
    Eighth Anniversary Combo Breaker
    adindas wrote: »
    The fact that doctors, dentists and many subjects in engineering are less likely to be unemployed is a general truth. You see it everyday,

    Those who argue against it should prove it otherwise ...
    Otherwise google is your friend ..

    :rotfl:
    You're cute.
  • takman
    takman Posts: 3,876 Forumite
    1,000 Posts Combo Breaker
    Puddylove wrote: »
    You mean like a free market system where people in high demand might earn more?

    I'm not sure what other mechanism you think might be successful at anticipating need (there's the issue of forecasting 3 or 4 years ahead)?

    Oh, and do an Honours Degree - FDs are viewed (rightly or wrongly) as being for the 'lower achievers'.

    I don't think anticipating need is the problem because there has been a big demand for Engineers since 2010 and still now so they seem to have anticipated that very well. The company I work for seem to be struggling to get skilled people even now.

    But I think people going to university need to really plan out what they want their degree to get them and what kind of career they want. There seems to be quite a lot of people who do very specialist degrees and then struggle to find a job or end up not using them like in the article above, which is a big waste.

    In regards to my FD degree I will carry on and do the Honours Degree if my employer wants me too. But it's not very easy to do where I live because they don't offer it at the location I'm doing my FD. Plus I have a very good career here so I wouldn't want to loose that by leaving!.
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