Santander 123 Current Account-Joint Account Maximum?

macman

I have two S123 current accounts, my wife has one. These are all sole accounts, not joint. Is it permitted for my wife to open a second account in joint names, with me as the other party, or not?

kingrulzuk

macman wrote: »

I have two S123 current accounts, my wife has one. These are all sole accounts, not joint. Is it permitted for my wife to open a second account in joint names, with me as the other party, or not?

Yes you and your wife can open a joint account

YorkshireBoy

Might it jeopardise one of the sole accounts you have already, thereby forcing you to convert one of them to a joint instead?

colsten

kingrulzuk wrote: »

Yes you and your wife can open a joint account

Which clause(s) in the T&Cs / Key Facts would support your assertion?

macman

I have two sole accounts, as the second account preceded the change in rules. My reading of the T&C's is that (under the new rules) you can have a maximum of two accounts, one of which must be a joint account.
Therefore my wife could open a second account (a joint account), but not with me. I have asked Santander to clarify and await a response.

badger09

macman wrote: »

I have two sole accounts, as the second account preceded the change in rules. My reading of the T&C's is that (under the new rules) you can have a maximum of two accounts, one of which must be a joint account.
Therefore my wife could open a second account (a joint account), but not with me. I have asked Santander to clarify and await a response.

I concur:)