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Council tax credit on UC
datlex
Posts: 2,252 Forumite
This is a hypothetical question a part of my financial safe guard planning.
When I first moved in here I paid my council tax weekly due to the way I am paid. I then put aside the same amount each week and paid off the last couple of bills in full. I intend doing the same next year.
My question first question is if you pay council tax in full and then find yourself out of work, can you still claim council tax credit element of universal credit for those months you have already paid for whilst you are out of work?
My second question is if the put aside council tax took you over the £6000 earnings limit for some benefits, would making an advanced payment to council tax or other bill (e.g. TV licence) be seen a deprivation of assets?
I am not currently facing losing my job but want to be prepared to avoid any nasty shocks.
When I first moved in here I paid my council tax weekly due to the way I am paid. I then put aside the same amount each week and paid off the last couple of bills in full. I intend doing the same next year.
My question first question is if you pay council tax in full and then find yourself out of work, can you still claim council tax credit element of universal credit for those months you have already paid for whilst you are out of work?
My second question is if the put aside council tax took you over the £6000 earnings limit for some benefits, would making an advanced payment to council tax or other bill (e.g. TV licence) be seen a deprivation of assets?
I am not currently facing losing my job but want to be prepared to avoid any nasty shocks.
Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.
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Comments
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In short, yes and no.
CT Support will be apportioned for the periods of the year when you're entitled to JSA/UC. Councils often amend retrospectively council tax bills once a person becomes redundant/unemployed/ill/a UC claim goes 'live.' Indeed some on here have said they've received upto a dozen amended CT bills for the same tax year.
Be aware that you have to claim CTS from the council separately for both benefits. You can also request that the annual bill is split into 12 monthly instalments (rather than the 10 which councils seems to prefer billing).
Paying bills is not deprivation of capital. Also be aware that it's effectively net assets of over £6k that's the threshold [as the Upper Tribunal decision means that eg overdrafts are taken off your gross assets when assessing the same - as they are repayable on demand].Please be polite to OPs and remember this is a site for Claimants and Appellants to seek redress against their bank, ex-boss or retailer. If they wanted morality or the view of the IoD or Bank they'd ask them.0
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