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When should my travel insurance cover end?

I am going on holiday to Canada in a few months for 10 nights (12-22). My issue is, although my holiday ends on the 22nd, I don't actually land back into the UK until 6AM the next day (which would make it 11 nights, not 10 as I technically land on the 23rd).

Should I arrange travel insurance to end on the 23rd, to cover those last 6 hours, or leave it as 22nd, seen as my flight from Canada leaves late on 22nd, hence the next day landing.

Thank you all!

Comments

  • silvercar
    silvercar Posts: 50,790 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    23rd. If your luggage doesn't arrive it will be the 23rd that you notice it missing.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • magpiecottage
    magpiecottage Posts: 9,241 Forumite
    1,000 Posts Combo Breaker
    silvercar wrote: »
    23rd. If your luggage doesn't arrive it will be the 23rd that you notice it missing.
    More to the point, suppose you are taken ill on the flight back and the pilot decides he must return to Canada.
  • ah23
    ah23 Posts: 49 Forumite
    Thank you everyone
  • Nasqueron
    Nasqueron Posts: 11,356 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Imagine if the plane is cancelled and you have to stay over for a day or so (I know airlines are meant to cover you but it's nice to have backup) - and what if a delay means you miss connecting flights or can't get your car in time and being stuck at the airport etc

    Check the cost but I bet it'll be a few pounds to give yourself a day or 2 extra cover which could be a real life saver

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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