Thursday 21st July - What small DFW things will you do today?

crazy_cat_lady

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

crazy_cat_lady

Well I hope that's not an omen of the day ahead. :mad: I wrote a lovely long reply and then it disappeared....
Anyway, I was just talking about myself as usual. I made it :j although I'm not quite sure how, and I'm not in 'holiday' mode as yet. I was busy until 10pm last night though so I don't really think that it's had time to sink in yet that I'm on holiday. Weather is gorgeous so I intend to make the most of it, although the plans for today are not to do too much. I'm worn out and I really do need a rest.
:cool: relax
:cool: catch up on here
:cool: check banking and PAD
:cool: get naughty tortie to the vet (seriously - it's like groundhog day with her and the summer hols - 3rd year in a row she's cost a packet during summer)
:cool: physio appointment later
:cool: get the kids to do a bit of decluttering with me
:cool: mow the grass later when it cools down a little bit
:cool: make the most of the weather and do some washing
:cool: and also get me and the kids out for a walk
Have a good day everyone!
:beer:

ziggy2407

Good Morning All

CCL - Thanks for starting us off today, enjoy the hols lovely

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Another relaxing day planned:

Packed lunch for DH - Done
Check Bank - Done
RM Survey - Done
Washing on line to dry -
Read -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com -
Check Lucky Phone/Ashleigh/Numberplatelotto -

Have a great day. Love to you all!

C x

horseygirl2014

Morning all, Love reading these, so here's my first day

I'm recovering from the heat of yesterday - enjoyed a rare day off, and went to a local show.
So today I'm planning a slower day.
Check FPL and Ashleigh - done
Washing - min 3 loads and out on line (3 of us, 4 cats and 4 horses, it adds up!)
Enter YH comps - Done
Swagbucks - daily poll, NOPS and games, - surveys if time
Pack up parcels - Done
plan next food shop

Enjoy the sunshine

SpekySquarehead

Morning everyone,

Welcome horseygirl!

Kinda usual list from me;
Check banks and YNAB
Check free postcode lottery
Exercise
Shower at work
Friends turn to pay for dinner ingredients
Bring lunch and snacks to work

CCL - by going out for a walk, you mean go out and catch Pokemon?

PurpleFairy26

Morning all (just ) sorry been awol it seems when I'm not working I have less time - how does that work. Been thoroughly enjoying the weather and some quality time with the smalls.

Used our te5co vouchers to great effect and had a thoroughly enjoyable day at a theme park for a third of the price it should have been with a hodgepodge of tickets

Today I've already been into town with dd1. We got a huge stash of cards for £10. That's should do me until December for birthdays and things we went to library and signed up for big friendly read - if you have children under about 12 I would say it's fab. My DD loved it. Plus they had some activities on too. Great hour spent.

Plus I was going to have to pay £2 to get my pin reissued so I could order books on line, because I needed to change my address, she did it for free for me and DD. £4 saved. Also as we have signed up for ^ we don't have to pay to order books for the summer rather than usual 50p

Anyway, other things:
Washing drying out on line
Order some library books
Meals from stores
Check banking, no chance of a pad I don't think as its payday tomorrow
Call mortgage co about how application is progressing
See if I can sort 1 shelf in garage
One thing from annoying things list
Froze a couple of things in fridge that won't get eaten today

Think that's about all, have a good day folks.

foxgloves

Afternoon Sunny Campers,
A few bits of money saving on the list today. I got side-tracked yesterday so some tasks are appearing again, but I don't need to cook today & mr f will be late home, so I will get most of this finished today, hopefully all of it.
*Made a loaf in the bread machine.
*Watered veggie garden & greenhouse.
*Cut lettuce & picked baby beet & sorrel leaves for tonight's salad. Pulled another bunch of spring onions. Still buying tomatoes (for another week or two unless ours get a wriggle on with ripening) but we are self-sufficient in cucumbers for a little while by the looks of things).
*Eat remaining portions of yesterday's veggie moussaka for dinner.
*Do a few surveys
*Enter a competition (it's in the free Boots Health & Beauty mag/website if you haven't seen it. 20 prizes of big Sanctuary Spa hampers full of lovely products. Gotta be in it to win it!)
*Did next week's meal plans. mr f came round to my way of thinking that we do not need to make a roast dinner this weekend as we have lots of food in & could do with making space in the freezer, so that will save on buying a chicken/joint.
Stopping for lunch in a minute but this afternoon's jobs will be:
*Sowing 2 different types of lettuce & a trough of mixed leaves using a bundle of seeds kindly gifted to me by fellow veggie-grower :-)
*String our garlic crop for hanging........been on the list 2 or 3 days now. It WILL be done today!
*Cut herbs for bundling & hanging up to dry. Have had a quick look & it looks like marjoram, oregano, winter savoury & thyme are most ready for cutting. I did sage the other day.
*Work on financial project I was recruited for via UGov. Another job that's been on 2 or 3 lists. It isn't difficult, it's just that I have to start it in the middle of a monthly budget cycle & that makes it more complicated for this month, but I do have all the figures so it's just a case of making a cafetiere & sitting down at the table to get the spreadsheets completed. Anyone else get recruited for this? Payment in Amazon vouchers......which is why I went for it, as I thought they'd be so useful for presents.
*Keep an eye on cat. He had a scrap last night & came in wounded. It doesn't look quite as sore this morning but I may give it the salt water treatment later to be on the safe side & hopefully avoid a vet visit. (Or he'll be on the naughty step with CCL's Naughty Tortie!)
*Knit more of Mums present. It is growing quite nicely. The lace panel is finished now so it's just boring old SSt for loads of rows, which means I can knit it while watching TV, yakking or anywhere, really.
OK, lunchtime now, then on with those garden/herby jobs.
Have a good day, all.
F x

Baileys_Babe

Afternoon everyone, a lot cooler here perfect for getting things done without getting too hot.

CCL thank you for starting the thread this morning, boo to loosing a long thread and :j:j to the school holidays, make sure you include plenty of things to look after you whilst you are off work.

Both children have coughs and colds and not really up to much they are currently watching a film from our stash and taking it easy.

Today I plan to:
Today I plan to:
NSD
Book my car in for MOT and service for next week
Arrange a short break at my parents next week
Start looking at car insurance for both cars :eek: this can take a couple of days as I drive a grey import and I want quotes for individual policies for both cars as well as joint policies
Post on this thread for support, motivation and inspiration
Open curtains fully
Close curtains before it gets dark
Turn off lights and appliances not in use
reusable sanitary wear
B/L/D from stores
Renew library books, online
Return library books, different library
Reserve library books
Check and reconcile bank accounts
PAD into saving £3.66 -1p
Soak porridge overnight
Set DW to run overnight
Set WM to run overnight, only if their is enough for a full load
Take water with us
Check FPL
Ashleigh
Educate children for free
Entertain children and us for free
Wash hair and leave to dry naturally
Finish cut open toothpaste tube
RM survey
Dry laundry outside
Ongoing projects:
Cull 100 emails
Keep up to date with destroying confidential waste
Continue making scrap/note pad with used envelopes, the back of used paper all held together with a bulldog clip
Looking after what we have (cleaning, repairing, maintaining)
Empty toaster crumb tray
Clean dehumidifier filter
DW - filters, run empty very hot etc

I'll try and pop back later with an update.

crazy_cat_lady

SpekySquarehead wrote: »

CCL - by going out for a walk, you mean go out and catch Pokemon?

Yes, that's exactly what I mean. I've never seen the pair of them so enthusiastic about the same thing. I don't mind - a bit of fresh air never hurt anyone...

DawnW

Afternoon all
Thanks for the start CCL
Foxgloves and CCL, hope your cats are ok

List for today:
HM meals
Sold 2 ebay items, packed and posted
Walked into town for free exercise and to save fuel - not too hot today
Small shop while I was out, won't need anything else till the weekend now
DD gave me 3 jars of the jam she has been making
Picked French beans
Tried to walk dog, but only got a couple of hundred yards and it started to rain a bit. Now as we know, small pup does not DO rain.... He went flat, looked hopelessly round for somebody who might ring the RSPCA, then seeing nobody, turned round and ran for home :rotfl::rotfl:
Picked cold chicken off carcase, bones in slow cooker for stock

Ooh that doesn't look much, does it

Still to do:
Clean bathroom
Chicken wraps for dinner tonight, and apple cake to finish up with ice cream for pudding
Make a chicken and ham pie using rest of chicken
Freeze a load of French beans
Dehydrate mint

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• Benefits check-up ( Link )
• Coupon Shop Forum list of money-off coupons (Link)
  
• Cooking On A Bootstrap, cheap recipes ( Link)
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery ( Link )
• FreeStuff ( Link )
  
• FreeUKStuff ( Link )
• Income Tax Calculator (Link)
  
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• LuckyPhone free lottery with loyalty rewards (Link)
  
• Marriage Tax Allowance (Link)
  
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• NHS Minor Ailment Service article (Link)
  
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• Resolver tool. Helps you draft a letter, send it, monitor replies and then escalate it to an Ombudsman or key complaint body if it's not sorted. (Link)
  
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link)
  
• Tickety Split cheap train tickets (Link)
  
• Toluna ( Link )
  
• TopCashBack ( Link )
• Wombling Guide (Link)
  
• You Need A Budget site and App (Link)

Checked 28 June 2016.