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National lottery - debt

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Comments

  • JReacher1
    JReacher1 Posts: 4,664 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    If your NL account is now £40 in debit, provided that you can afford it then why not simply pay in £40 and then either withdraw £10 straight away (if you are able to), or contact them and ask them to send the £10.

    You are in the right by only wanting to pay them £30 but in all honesty, it is really worth dragging it out and risking having your lottery account closed simply to make a point?

    If I put £40 in my balance will be 0 so I can't withdraw anything. I will then have to contact them to send me the £10 they admit they owe me.

    I am hoping that tonight I win £2million quid which will make all this moot. Although it will be funny when they take £40 off the cheque.
  • Ectophile
    Ectophile Posts: 8,374 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    LABMAN wrote: »
    Why not just do what they ask and be done with the problem as it comes to the same solution ie you get your £10?

    Because then the OP will be down £10, with a promise that the lottery people will then fix it. But given that the OP's account would then read zero, getting that £10 may be difficult.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • Ectophile
    Ectophile Posts: 8,374 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    JReacher1 wrote: »
    My question was can they pursue me in court for a £10 debt that they admit they actually owe me.

    They can pursue you in court for anything they like. You don't have to ask permission to sue somebody.

    Whether or not the judge would actually find in their favour is another matter entirely.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    If it was me, I would simply pay the £30 that you owe them and then stick to buying lottery tickets from a shop for now.

    I can't see that they would take legal action for £10 but in the unlikely event that they did, you would be able to show that you had paid them everything that you owed.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    They'd win the £30 in court, since you offered to send back the overpayment and they rejected the offer I doubt a judge would award them court costs

    Balls in your court. Good luck to them!
  • Chucky1234
    Chucky1234 Posts: 252 Forumite
    Ninth Anniversary 100 Posts Name Dropper Combo Breaker
    Yeah I would only pay back £30 too. They won't take you to court over a tenner.
  • Ectophile
    Ectophile Posts: 8,374 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 22 July 2016 at 7:39PM
    I would say the best thing is to take the moral high ground and send them a written offer to repay them the £30 that you owe to them.

    If they have any sense, they will accept it. If they reject it, they will only look stupid if they take you to court.
    If it sticks, force it.
    If it breaks, well it wasn't working right anyway.
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