Section 75

AY17

I paid for a holiday with Low Cost Holidays for me and some friends through my Barclaycard.

The flights are okay but the accommodation has not been paid. I contacted Barclaycard yesterday and they are sending out the appropriate paper work to submit a claim.

Will I be able to claim for all the money lost or just a proportion for my own accommodation costs?

SaintSimon123

i have same question, my dad bought our holiday on his credit card and we paid him back , hopefully it can still be claimed. maybe say its a gift?

deloodid

If all the cost came off that Barclaycard they should pay the full ballance back.

eddddy

AY17 wrote: »

I paid for a holiday with Low Cost Holidays for me and some friends through my Barclaycard.

The flights are okay but the accommodation has not been paid. I contacted Barclaycard yesterday and they are sending out the appropriate paper work to submit a claim.

Will I be able to claim for all the money lost or just a proportion for my own accommodation costs?

The holiday company have breached their contract with you - so you can claim your losses that resulted from that breach.

So if you have to pay the accommodation provider again - you can claim that cost via s75.

Or if you have to book alternative similar accommodation instead - you can claim that cost via s75.

Or if you are unable to travel at all as a result of the breach - you can claim the entire cost of the holiday via s75.

YorkshireBoy

SaintSimon123 wrote: »

i have same question, my dad bought our holiday on his credit card and we paid him back , hopefully it can still be claimed. maybe say its a gift?

I don't believe "gifts" are covered. I believe the claimant (the debtor in the D-C-S relationship), ie your dad, has to have had/expected some benefit from the purchase.

Check out the FOS website for some case studies on section 75 and gifts.

AY17

I have read some case studies that the claimant has to have some benefit from the purchase which has worried me but I have also read a case study of a claim being accepted for family flight tickets even though they were individual tickets.