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Which bank is most lenient ?
Comments
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debtorwithaquestion wrote: »Lloyds were my single biggest creditor in my DRO, so not really an option...
I have a full RBS current account, a TSB one and then two basic accounts with barclays and hsbc.
I just cant choose.
Why do you want more accounts then?0 -
I dont want more. I `am asking whether I should use a basic account or a full account? I just have this ocd and cant decide0
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debtorwithaquestion wrote: »Cheers everyone for replying. So a 'full' current account without an overdraft would report to the credit agencies exactly the same as a basic account?
For the next 6 years I won't be applying for anything- I just thought using a basic account would make my future applications harder to be accepted for because I've not used a full current account.
Not necessarily. In relation to lenders a current with a credit limit (with an overdraft) may be better than a current account without a credit limit (no overdraft). It's about showing you can manage credit.0
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