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Contents Insurance when unemployed?

Sadly I have left my husband with my children and am now renting privately while our family home is sold. I have had to register as unemployed while looking for work to support my family.
I need to get home contents insurance but I've read that if you are unemployed it can increase the premiums a lot. Our flat also has a flat roof, which bumps up the price some more! Money is tight so any help in getting good insurance cover that isn't too much per month would be really helpful, thanks. x

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    See the MSE cheap home insurance guide

    Use Quick Link at the top of the page
  • Dawn248
    Dawn248 Posts: 111 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    Thanks Quentin, I've already read that page though and been through some comparison websites. The premiums are about twice what I was expecting-possibly due to the combo of being unemployed plus having a flat roof!
    If anyone can recommend anyone who doesn't jack up the cost sky high in these circumstances, I'd be grateful.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Try a local broker (Avoid Swintons)

    Are you claiming JSA?
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The flat roof would surely be part of the buildings insurance and as you are a tenant nothing to do with you.
    Contents insurance premium mostly ask how many bedrooms and post code to generate a premium.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The flat roof would surely be part of the buildings insurance and as you are a tenant nothing to do with you.
    Contents insurance premium mostly ask how many bedrooms and post code to generate a premium.

    Contents Insurers are not keen on them as they are normally very flamable and you also have the increase risk of water ingress
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