Best & cheapest way to insure second car?

My husband and I currently share a car. It's insured in my name, and I have 9 years NCD. We now need a second car, but the quote from our current insurer is prohibitively expensive! They don't do a special second car type plan though. What's the best way to do insure two cars??

Comments

  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    When I got myself a second car, Adrian Flux "mirrored" my NCB on the second car.
    Main driver might be an issue in your situation, as I'm guessing that will be your husband, but it might be worth a call.
  • claireac
    claireac Posts: 983 Forumite
    Thank you! Will give them a try.

    Currently the best price is separate policies, one in my husband's name with zero NCD.
  • onejontwo
    onejontwo Posts: 1,089 Forumite
    Part of the Furniture 500 Posts
    If he's already insured on the present car amend the policy to put him as main driver and put your details in a comparison site like moneysupermarket .com, compare the market.com etc and compare quotes including him as a second driver.
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    onejontwo wrote: »
    If he's already insured on the present car amend the policy to put him as main driver and put your details in a comparison site like moneysupermarket .com, compare the market.com etc and compare quotes including him as a second driver.

    You'd still be insuring a second car with 0 NCB doing this though.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.