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Amex Preferred Rewards Gol Card 2nd year fee
abarron87
Posts: 3 Newbie
in Credit cards
Hi all,
So I hadn't realised that my 1st year (which is membership fee-free) was coming to an end. AMEX didn't inform me or send me reminders like they do when each monthly statement is due. I logged in today to see on the 5th July they charged me £140 membership fee and want it by the 18th. I haven't even used the card since January.
My question is what are the chances I can get it cancelled and not have to pay anything? I was planning on cancelling it anyways. I admit TECHNICALLY it's my fault but they didn't remind me and it's clearly a sneaky tactic because they always remind me when a statement is due,
Thanks,
Alex
So I hadn't realised that my 1st year (which is membership fee-free) was coming to an end. AMEX didn't inform me or send me reminders like they do when each monthly statement is due. I logged in today to see on the 5th July they charged me £140 membership fee and want it by the 18th. I haven't even used the card since January.
My question is what are the chances I can get it cancelled and not have to pay anything? I was planning on cancelling it anyways. I admit TECHNICALLY it's my fault but they didn't remind me and it's clearly a sneaky tactic because they always remind me when a statement is due,
Thanks,
Alex
0
Comments
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Call them. You may be able to get an 11/12th refund, i.e. not for the month you (may or may not) have used it.
No, it's not sneaky. It's all in the t+cs, which you agreed to.0 -
It is sneaky that they don't send reminders. Anyway, I called them and it's fine. Since it's only been a few days since I was charged the fee I got it cancelled and cancelled the card.0
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If you have the app installed or use the website the anniversary date shows up on them, however give them a call and they may refund it as they are quite good.0
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Slightly related: I got the same card because of the fee-free year, and I'm not sure if the rewards are worth the fee. If not, I'd rather downgrade to the standard card, which costs £60, or the blue one with no rewards. Did anyone manage to do that calling the customer service near the first year deadline?0
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No it's not sneaky and not a cat-in-hell's chance of getting the membership fee refunded. You agreed to it, period.
I have 13 direct debits / automatic payments in two countries and none send me reminders. You forgot the date of renewal: Why is that the fault of Amex?0 -
No it's not sneaky and not a cat-in-hell's chance of getting the membership fee refunded. You agreed to it, period.
Not a helpful comment at all. Not least because the OP says it has now been refunded. The correct advice would have been to ring and ask, but not expect/demand anything.
In future, remember, if you don't have anything nice to say....0 -
OP, if you want an AMEX card and no fee, but with rewards. You could try collecting Air Miles on the BA Amex Card?0
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