Court of Protection

robotsindisguise

Hello,

Apologies if I've posted this in the wrong area.

I'm helping my GF with her application to become a court appointed deputy for her mum (who has advanced dementia). We have completed the necessary paperwork and sent this to the Court of Protection (COP). The information required with regards to assets/finances/pension etc. was quite specific, and unfortunately my GF's parents have not retained much in the way of paperwork regarding their finances. We answered what we could, and provided cover notes explaining the situation (the forms don’t really allow for ‘Not known’ and in most cases figures have to be entered).

The Court has since provided us with authorisation/certification to further investigate the assets/finances of my girlfriend’s mum, and so this should hopefully cover the Data Protection angle. However, without an initial starting point/paperwork is there a way that we could access financial information based on my GF's mum's name? (e.g. via some sort of overall financial/credit file or record). This would obviously be backed up by the court approved certificates.

The Court cannot progress the case until we have investigated and reported back, but we need to have some idea of what type of pension is in place/who it’s provided by, National Insurance numbers, insurance policy details, entitlements etc. before we can make enquiries with the various departments, companies and organisations.

Any help, guidance or suggestions that anyone can provide ref. how to start the investigative process without account details/info. would be most appreciated.

Thank you for your time.

[Deleted User]

I'm not sure that there is. The CRAs would provide details of debts, but I don't believe there is a centralised source of investments, pensions etc.

A data request to any provide you think may be relevant could reveal details, but obviously doesn't help if you don't know the provider.

Is there anyone else in their lives who may have some idea of their arrangements? et siblings, a financial advisor, bank manager?

DCFC79

I don't believe there is a central database for what your after, as Zx81 says it's a case of sending a data request. Maybe look through bank statements or see if the bank could trace payments eg she may have a direct debit setup for a pension.

robotsindisguise

Hello,

Thank you both for your replies. I did suspect that the chances of there being a database for this type of information was slim.

My GF's parents were very private people and did not discuss their finances with the rest of the family. There is next to no paperwork at GF's parents home, and surprisingly little post.

We are arranging an appointment to meet up with the local bank (which we know both parents have used for many years). Hopefully, armed with the Court Interim Order, the bank will be willing to divulge some information from previous bank account statements. This may at least provide some indicators of annuities, payments, credits etc.

Thank you both very much for taking the time to reply.

DCFC79

I hope you get it sorted.