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Son damaged neighbours car

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  • Quentin
    Quentin Posts: 40,405 Forumite
    awindup wrote: »
    ..... as it is highly unlikely they have followed the Rules of Engagement for a claim on house insurance I doubt any policy will pay out and this will therefore become a plain and simple civil matter...... so I would seeked legal advice ......
    Irrespective of whether or not "rules of engagement" apply over this, the parents house insurance won't be paying out should the injured party make any claim! (The claimant would have to prove the parents negligence which he cannot, as has been pointed out many times in this thread.)


    (And there is absolutely no need for the OP to waste money seeking legal advice over this!)
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    rs65 wrote: »
    It was only 10 days ago so not exactly retrospective.
    Retrospective, as in the repair has been done and an invoice given before contacting the insurer.
  • sheramber
    sheramber Posts: 22,614 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Would you say that as a parent of a car damaging child or as a car owner parked partially on the pavement?

    I can honestly say I have never parked partially or wholly on the pavement and have no intention of doing so in the future.

    It is something I loathe as it causes so much inconvenience to pavement users such as partially or totally blind people , people with prams and wheelchairs.
  • Norman_Castle
    Norman_Castle Posts: 11,871 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    sheramber wrote: »
    I can honestly say I have never parked partially or wholly on the pavement and have no intention of doing so in the future.

    It is something I loathe as it causes so much inconvenience to pavement users such as partially or totally blind people , people with prams and wheelchairs.
    Inconsiderate parking causes problems. A car being partially or wholly parked on the pavement does not mean there is not ample room to get passed.
  • EdGasket
    EdGasket Posts: 3,503 Forumite
    sheramber wrote: »
    I can honestly say I have never parked partially or wholly on the pavement and have no intention of doing so in the future.

    You better not move to Birmingham then; it's the norm to park on the pavement.
  • Kim_13
    Kim_13 Posts: 3,459 Forumite
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    Technically bikes shouldn't be used on the pavement either (unless a designated cycle path) so potentially the OP's son is at fault for that, while the car owner is at fault for parking partially on the pavement.

    I'd say the other child is the most at fault though. Was this a friend of your son or an unknown child who has disappeared to allow others to clear up a situation he created?
  • jenny-wren
    jenny-wren Posts: 838 Forumite
    Part of the Furniture 500 Posts
    edited 20 July 2016 at 6:10PM
    Our neighbours little boy has dented two of our cars with their car door (driveways are beside each other). Both just a simple accident, he was very apologetic and we felt so sorry for him. As each car was fairly new we wanted it fixed by the main dealer so they were happy to admit liability and claim on their own insurance. Cost was around £400 each time.

    Accidents happen and sorting it about amicably between yourselves is what good neighbours should do.
    Norn Iron Club Member 330 ;)
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