Settled accounts gone before the 6 Years expired?

freckleston1804

I check my file regularly and know that I had a string of Payday loans that were due to start coming off at the end of this year and going on monthly for about a year or so from more than one provider. However, I just checked and most of them have already gone before I expected. There are still four from PAYDAY loan company but the ones from Wonga and Quickquid have disappeared. Obviously Im pleased about this but wondered if anyone knows why this has happened as thought the 6 Year rule applied to every account.
I have checked this via Credit Expert (Experian) if that makes any difference

[Deleted User]

Have they changed their reporting - either to not at all, or to one of the other CRAs?

freckleston1804

Perhaps that is why. I wonder whether they will now start to appear on a different CRA instead. I only actually check with Experian because as far as I know they report on all companies I have ever dealt with.

Jake0307

It may well be up to the company's discretion over whether to consider your debt a sunk cost.

[Deleted User]

That has nothing to do with CRA reporting.