Friday 8th July - what small DFW things will you do today?

PurpleFairy26

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

PurpleFairy26

Morning all :hello: it's Friday :j:j

Damp and rainy here this morning but it won't dampen my mood as I've paid CC2 off this morning. Which means just one left :T:D:j DH got a decent chunk of overtime so that was enough to pay the final bit. I've already worked out payments for the final one over the life of the balance of the card and set the DD up. So we are good to throw everything at savings to do the extension and hopefully begin overpaying the mortgage

Anyway on to the small things that will help this goal:

Check banking, small TT to savings
Check surveys, FPL
Text sister about discounted meat she got me yesterday
Get DD to write card form stash and wrap pressie from box for party tonight
Meals from stores
Working from home so no commute :T
Try and do a final calc as to how much I'll save when I get my new co car next week, try and log in hmr6 website so I can change my car and therefore my tax code. If can't remember log in might have to go through tedious process of registering with one of their 'partners' again.
Do some paperwork tonight
Half an hour of my accounts so I'm on track for tax return
Text lady about other DD going to a party

I'm sure they're will be more later. PF.

SpekySquarehead

Good morning,

Thanks for the thread PurpleFairy and a huge well done on paying off a CC!!!

My list;
Bring lunch into work
Exercise at lunchtime
Check free postcode lottery
Do some filing when I get home
Check banks and YNAB

Have a nice day everyone

foxgloves

Morning Campers,
Can't seem to get myself going this morning. Grey & rainy outside, but on the plus side, we did find the snail who'd been decimating my greenhouse plants last night.....& his 2 friends! I'm afraid all of them swiftly dispatched under mr f's size 11 DMs. Let that be a lesson! Today's offerings will be:
*Clean whole house using washable cloths & minimal products.
*Get some dhal I batch cooked ages ago out of the freezer for dinner. Will do veggie rice with it & turn half a leftover cabbage into stir-fried spicy greens.
*Change bed linen & load it into washer for cheap overnight wash.
*Do next week's meal plans.
*Write shopping list.
*Start thinking about food for beginning of next month when we have guests. I will get some of it made & frozen to save time & pence.
*Pick fresh coriander & plant out a few more lettuces.
*Water greenhouse veg.
*Knit more sock. Turned the heel last night so it's getting there.
*Put vouchers in my purse ready for shopping trip tomorrow.
*Make a packed lunch too, so we are not hungrily buying paninis/chips, etc.
*Fish Man delivering our order so will be cutting 1kg salmon into fillets for freezing in meal sized portions to get our money's worth.
*Pick more sweet peas for free home fragrance.
Better get started now. Will see how much cleaning I can get done by 10.30.....which is when the kettle's going on regardless.
Have a good day all.
F x

ziggy2407

Good Morning All

PF - Thanks for starting us off today and congratulations :T
Foxgloves - How's the arm?

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Gosh lots of rain last night, had to get up and close the window as neighbours gutter overflowing and annoyingly runs on our property - he'll have to sort when he gets back from holiday we have already told him twice about it :mad: DS has 3 friends sleeping over tonight before going to a local "carnival" tomorrow. Today:

Packed lunch for DH - Done
Check Bank - Done
Read -
Continue purge on Emails -
Complete a few surveys -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com -
Check Lucky Phone/Ashleigh/Numberplatelotto -

Have a great day. Love to you all!

C x

foxgloves

Ziggy - Thanks for asking. My poorly arm is actually fractionally better this last couple of days. I received some good advice & have been icing it most days but also making sure I do move it so it doesn't sieze up. I've had it weeks. It is only just very slightly better but am really hoping it's turning a corner. Reaching for seatbelt & putting bra on still extremely difficult.....& don't suggest asking mr f to help.....they're a lot better at taking them off than they are fastening them up, aren"t they, lol xx

La_escocesa

Hi everyone :wave:

I hope you’re having a happy Friday.

Nice one on the CC, PurpleFairy! :j

Here’s me:
Healthy cocoa chia pudding brekkie
Toast with out-of-date bread :cool: Shhh, OH hasn’t noticed :rotfl:
Lunch for £1.50 – think that’s a good deal tbh
Dinner is £10 meal deal – can’t beat it with a bottle of vino included :cool: #datenight
YNABed OH’s pay :T
YNABed my money inflows
Hopefully finish my book tonight and start another free kindle one as always :A
Start the weekend clean and tidyathon :eek:

xx

determined_new_ms

foxgloves wrote: »

Ziggy - Thanks for asking. My poorly arm is actually fractionally better this last couple of days. I received some good advice & have been icing it most days but also making sure I do move it so it doesn't sieze up. I've had it weeks. It is only just very slightly better but am really hoping it's turning a corner. Reaching for seatbelt & putting bra on still extremely difficult.....& don't suggest asking mr f to help.....they're a lot better at taking them off than they are fastening them up, aren"t they, lol xx

haha! Oh is completely inept at even taking them off! :rotfl:

determined_new_ms

Hi guys thanks for starting the thread PF :A and whoop to slaying the cc :j

Quick post for me as this ruddy keyboard i:j driving me insane! At least it's keeping me off of here....

* went to the lottie for 1 1/2hrs this morning before oh went to work :A (it's my new thing to squeeze in a bit extra time there!)
* breakfast was a banana and raspberry smoothie using over ripe banana and raspberries from the lottie :T
* washing in machine and about to be put on the line
* taking dgd to Dreamland in Margate in a minute as a birthday treat (£25 :eek: but comes from her pot of money & birthday piggy ) bought wrist bands online for a discount
* pack up camping gear as we're going to a festival tomorrow :j
* borrow camping items we don't have from oh:j's parentals
* spoke to neighbour who will water vegies Sunday morning for me
* using vegies from the garden for dinner mmmmmm - honestly they do taste better!
* make soda bread - thanks Mrs F!

Ok that'll do x

ziggy2407

foxgloves wrote: »

Ziggy - Thanks for asking. My poorly arm is actually fractionally better this last couple of days. I received some good advice & have been icing it most days but also making sure I do move it so it doesn't sieze up. I've had it weeks. It is only just very slightly better but am really hoping it's turning a corner. Reaching for seatbelt & putting bra on still extremely difficult.....& don't suggest asking mr f to help.....they're a lot better at taking them off than they are fastening them up, aren"t they, lol xx

Haha, they most definitely are :rotfl:

foxgloves

Well, mr f has a half day & is hoovering upstairs as the hoover is too heavy for me to carry up there with my bad arm. So that completes my job list. The sun has come out & I'm going to go outside & do 10 Annoying Things in the garden. Then it might be knitting & deckchair.