Barclaycard credit limit increase

A4445

Does anyone know How often are you able to ask for a limit increase using the online service?

foxy-stoat

If you have applied for an increased limit in the past I would wait for 6 months before applying again.

TheEffect

It's every 3 months. If you apply before 3 months, you'll be told 'We cannot increase your limit as you've only recently increased it'. Barclaycard do not run a credit check for limit increases, it's internal scoring (using monthly feeds). If you put a large amount in when increasing your limit, they will tell you what the maximum is you can have.

If you've changed address within the last few months, the system automatically stops you applying online, and you'll be asked to phone them.

I started with a £300 limit on the Barclaycard Initial at 35% APR. They've consistently lowered my APR and increased my limit. I switched to the Cashback Duo after 6 months of having the Initial. My limit was £10k, until I lowered it online to £5.

Barclaycard are great at limit increases, lowering APRs, and product changes IMO.

A4445

TheEffect wrote: »

It's every 3 months. If you apply before 3 months, you'll be told 'We cannot increase your limit as you've only recently increased it'. Barclaycard do not run a credit check for limit increases, it's internal scoring (using monthly feeds). If you put a large amount in when increasing your limit, they will tell you what the maximum is you can have.

If you've changed address within the last few months, the system automatically stops you applying online, and you'll be asked to phone them.

I started with a £300 limit on the Barclaycard Initial at 35% APR. They've consistently lowered my APR and increased my limit. I switched to the Cashback Duo after 6 months of having the Initial. My limit was £10k, until I lowered it online to £5.

Barclaycard are great at limit increases, lowering APRs, and product changes IMO.

I had exactly that message, "we've increased recently" I had an increase in April. I will give it another go at the end of the month it will be past 3months then

Gouki7851

Sometimes it doesn't work after exactly 3 months, it may be 92 days or something, so after 3 months if you get the same message try after another week.

MABLE

I tried to increase one of my limits and entered the details and pressed confirmed button and the reply was "sorry we are unable to process your request" and requested I return to account summary.

So based on the above not sure what happened there or perhaps just a straight forward decline.