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Bad credit help!!
craighook
Posts: 2 Newbie
Hello, I have just checked my credit file after being rejected for a loan and it is 16!!! On equifax. I really really don't know what to do! I was an absolute idiot when I first started earning money when I was younger and I feel like I've completely ruined my credit future. I've just had some money problems (unexpected bills) this month and now have no money for the month. I earn a good wage and never have money worries but it's all hit me at once this month. It's really frustrating me. How can I improve my score and get hold of some money some how?? I'm desperate! Please help.
Thank you,
Craig
Thank you,
Craig
0
Comments
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What do your credit files show? Not the scores, but the data on them.
What is your exact situation? You are going to need to find a way through without resorting to loans. We might be able to advise ways of doing that.0 -
It is the data on your report that matters - not the score. Running your finances responsibly will improve how lenders view you over time.
If you have a good salary and no money worries then you should have savings for 'unexpected' bills.0
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