Gambling Transaction Fee - Greyhound Tickets

Monkey82_2

Hi,

I've just purchased some greyhound tickets for Monmore Green in Wolverhampton.

Marks and Spencer have charged me a £3 Gambling transaction fee. Is this legal when purchasing tickets to watch a 'sporting event'?

The payment came up as 'Ladbrokes-Monmore Green' so will it be an automatic deduction?

Thanks

chattychappy

You said "greyhound tickets"...

But if indeed your purchase is just entry tickets, then I agree this is wrong and you should challenge it.

molerat

What is the MCC of the transaction, the card supplier can only go by what the retailer uses. If Ladbrokes choose to use only the one code then it could be problematic to get the charge overturned. Probably using 7995 when 7941 or 7999 would possibly be more appropriate for entry tickets.

Anthorn

Monkey82 wrote: »

Hi,

I've just purchased some greyhound tickets for Monmore Green in Wolverhampton.

Marks and Spencer have charged me a £3 Gambling transaction fee. Is this legal when purchasing tickets to watch a 'sporting event'?

The payment came up as 'Ladbrokes-Monmore Green' so will it be an automatic deduction?

Thanks

You could try an inquiry with M & S.

It's "Ladbrokes" that did it. In my own experience my debit cards charge gambling payments as normal transactions but my credit cards charge gambling payments including National Lottery as cash advances with the fees that entails.

GingerBob_3

Challenge it. Tickets to an event are not gambling transactions. If they won't refund you the money, close your card with them and tell them in no uncertain terms why you're doing so.


The fact that they treat gambling transactions as cash advances is legalised theft already. Don't let them get away with this further theft.

System

Aren't you gambling money in almost all instances?

GingerBob wrote: »

The fact that they treat gambling transactions as cash advances is legalised theft already. Don't let them get away with this further theft.

GingerBob_3

Heng_Leng wrote: »

Aren't you gambling money in almost all instances?

No. You're gambling credit.

dj1471

Anthorn wrote: »

You could try an inquiry with M & S.

Definitely challenge it with M&S, if they're not forthcoming raise a complaint including a copy of your receipt/invoice/tickets to prove what the purchase was for.

glentoran99

its not M&S at fault, when a business gets and MCC code its The code reflects the primary category in which the merchant does business, Ladbrokes business is gambling

chattychappy

glentoran99 wrote: »

its not M&S at fault, when a business gets and MCC code its The code reflects the primary category in which the merchant does business, Ladbrokes business is gambling

That's a good explanation, but I disagree about "fault".

M&S have entered into an agreement with the OP. It is encumbent on M&S to ensure that network agreements they enter into enable them to deliver their side of the bargain. M&S are the ones choosing to charge extra for "gambling" transactions.

glentoran99

chattychappy wrote: »

That's a good explanation, but I disagree about "fault".

M&S have entered into an agreement with the OP. It is encumbent on M&S to ensure that network agreements they enter into enable them to deliver their side of the bargain. M&S are the ones choosing to charge extra for "gambling" transactions.

M&S have been told by the merchant its a gambling transaction though, Not sure how you can blame M&S for acting on information provided by the merchant