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Credit or Debit card for EUROS being abroad?

can you please correct me if I am wrong:

1) the cheapest way to get pay in EUROS, except taking out special traveller card, is to pay by credit or debit card?
2) if to use cash - best way is to use debit card being abroad?
3) exchange rates in UK are somewhat rubbish and it is not really worth to cash here, exchange to euros in UK?

Banking with Lloyds
I own an EV. AMA

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