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Halifax clarity credit card - quick question

I got one of these credit card about 14 months ago purely from the advice on here for the exchange rate, so I used it on holiday for all my cash withdrawals.

I'm going away again in 2 months, will I still get the 0% on it for my cash withdrawals and the better exchange rate for using it?

Thanks in advance.

Comments

  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I got one of these credit card about 14 months ago purely from the advice on here for the exchange rate, so I used it on holiday for all my cash withdrawals.

    I'm going away again in 2 months, will I still get the 0% on it for my cash withdrawals and the better exchange rate for using it?

    Thanks in advance.

    You won't have got 0% on cash withdrawals, you will pay interest on the cash withdrawn until you pay it off.

    The card gives the MasterCard rate, which means no charge and a rate that is as close to perfect as an ordinary person is likely to get. Depending on your rate then you will be paying interest, but this will be typically less than £0.75 for every £100 withdrawn.

    This will still be the case and is the best option out there, just pay the cash off on your return and it is likely to be the cheapest way of getting money abroad.
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