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www.pet-insurance.co.uk Any Reviews ?

pennymakespounds
pennymakespounds Posts: 1,482 Forumite
1,000 Posts Combo Breaker
in Insurance & life assurance
7 year old cocker spaniel ....

Have done loads of homework , checking the comparison sites etc ...

looking at lifetime cover ... vets fees min £3500 ..

Most companies coming out at about £300-£350 .... similar to last year ...

But have come across https://www.pet-insurance.co.uk who have that level of cover for about £150 .

Have checked ..and double checked to find fault ..or reasons why half the price .. but all looks fine .

Any thoughts / comments ?

Comments

  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    pennymakespounds wrote: »
    Have checked ..and double checked to find fault ..or reasons why half the price .. but all looks fine .

    Their website says 45% intro discount. Does that help explain half price?

    Google equine and livestock insurance reviews.
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    In fact, just search this forum for equine.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Do yourself a favour, do not touch it with a barge pole, the site is owned by Equine & Livestock

    They have an awful reputation that they thoroughly deserve

    http://www.petinsurancereview.co.uk/el.asp

    With the better Pet Insurers, vets will often allow you time to pay the bill to allow time for your Insurer to pay. You'll find none or very few will allow you this when they discover the Insurer is E&L as they know there's a strong chance your claim won't get paid.

    Their policy also has a "Congenital" exclusion which basically means they won't pay for any Congenital Conditions. Spaniels are prone to a few congenital conditions.

    http://www.thecockerspanielclub.co.uk/health.htm

    Pay the extra and get a PetPlan policy, far far superior cover which most vets recommend and most vets will direct bill PP
  • sheramber
    sheramber Posts: 24,585 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    You say premiums are coming up similar to last year. Does that mean you already have insurance cover? If so be aware that if you change companies anything you have consulted your vet about, regardless if you have claimed for it or not , or anything that could be related to it, will be excluded by the new company.
  • pennymakespounds
    pennymakespounds Posts: 1,482 Forumite
    1,000 Posts Combo Breaker
    Sheramber ... yes have current policy with John Lewis / Royal Sun .... had no problems with dog or claims .
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