Additional Card Holder - Statement Breakdown

Keane16

Hi, looking at adding the wife to my credit card account to collect air miles together. We want to pay for our own spending and clear the card at the end of the month.

What do the statements show?

- All spending across all cards lumped on one statement (users go through and split spending manually).
- Spends by each card holder marked on the statement.

Is there a standard behaviour from issuers? Or does it vary?

The card in question is a Virgin Atlantic Black (MBNA).

Thanks.

jonesMUFCforever

Does the statement show the last 4 digits of the cards used as some bank statements do?

SLZ

My statement with MBNA that I have my partner as an additional holder only shows them as one lumped, not that it bothers me as I pay it all off anyway, I'm yet to see a breakdown depending on cardholder.

Chino

jonesMUFCforever wrote: »

Does the statement show the last 4 digits of the cards used as some bank statements do?

Isn't that precisely what the OP is asking?
(although I don't understand why the OP doesn't just apply for an additional card and see how transactions made on that card are presented in statements; if they're differentiated in some way, fine, otherwise stop using the additional card)

King_Of_Fools

I know American Express and Barclaycard list the spend on each card separately and Halifax, Nationwide and Tesco lump the spending together.

I think MBNA used to lump it together.

Keane16

Judging by SLZ and King Of Fools responses looks like this MBNA card will have them lumped.

Should be a 5 or 10 minute job max at the end of the month to copy the transactions from online banking into a spreadsheet and split them manually.

Surprised highlighting spend per card isn't standard across the board. Even if I was paying it all I'd still like to check expenditure on other cards easily. Oh well, not a huge issue.

Thanks all.