pay off loan or credit card balance

Hello,
My friend has a poor credit score.
She already has a some credit cards as well as a personal loan with fixed monthly installments which is about to finish in next 6 months.
So my question is, what will help her more to improve her credit score ?
Paying the balance on the credit cards first and then the loan in next 6 months as scheduled or
paying the loan off early and then the cards ?

KDY

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