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Dates for travel insurance

Candy0107
Candy0107 Posts: 1,645 Forumite
Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
in Insurance & life assurance
Hi,

I have a stupid question, which I just cant figure out the answer :cool:

I am going away for a week in September, Saturday to Saturday evening flights both ways. I have got a week's travel insurance to cover the period. I am due to land in the UK at 22:30.

What happens if my flight is delayed by 4 hours, and I do not get in til 2:30 on the Sunday morning? What happens if I am taken ill when I am at the airport, shoud I get 8 day's cover just to be sure?

I just can't get my head around this, logically I would say that I am not to know that my flight would be delayed and I would still be covered, but you never know.

Any advice would be appreciated.

Thanks
Candy
Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000

Comments

  • huckster
    huckster Posts: 5,589 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    For a single trip policy, you just enter the travel dates as you booked them. The policy will still cover you, if travel is delayed a bit. As long as the cover dates matches your booking. If you fall ill while away and a Doctor says you are unfit to travel ( get written confirmation), you phone the emergency line to advise them and the cover is normally extended.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
  • p00hsticks
    p00hsticks Posts: 14,952 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Candy0107 wrote: »
    shoud I get 8 day's cover just to be sure?

    Surely Saturday to Saturday is eight days anyway - a weeks insurance wouldn' cover the full period away ?
  • lisyloo
    lisyloo Posts: 30,113 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You'll be covered if you are delayed.
  • glider3560
    glider3560 Posts: 4,115 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Check the wording carefully.

    My policy (annual) is only extended due to death, injury or illness. Flight delay is not given as a reason for free extension.
  • glentoran99
    glentoran99 Posts: 5,825 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Annual different than single trip though
This discussion has been closed.
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