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contactless cards

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  • How long do the payments take to go through? I used my card on the London Underground four days ago and the payment still hasn't been debited. There's no till receipt, so I have no way of knowing how much I've been charged.
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Dunno, it might depend on merchant and or bank.
    I used 2 tsb contactless cards 2 days ago, the available funds have been reduced by the amount spent but when I click "show pending transactions" they say they don't have the data/ "please try again later"
  • dunstonh
    dunstonh Posts: 119,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Most electronic payments should arrive within a week. Sometimes they may take longer and you should allow 6 years. Although realistically if its not there within 3 months, it will be unlikely to arrive.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Nasqueron
    Nasqueron Posts: 10,817 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    jack_pott wrote: »
    How long do the payments take to go through? I used my card on the London Underground four days ago and the payment still hasn't been debited. There's no till receipt, so I have no way of knowing how much I've been charged.

    There is a maximum day fee (£11.80) assuming you correctly scanned in and out using the same card every time on that day so you can presumably work around that?

    https://tfl.gov.uk/fares-and-payments/contactless/what-is-capping

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Nasqueron wrote: »
    There is a maximum day fee (£11.80) assuming you correctly scanned in and out using the same card every time on that day so you can presumably work around that?

    https://tfl.gov.uk/fares-and-payments/contactless/what-is-capping

    Yes, thanks, I knew it was only going to be about £2-3, it's just irritating me because I'm waiting to enter it on my accounts sheet.
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