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POA in Scotland - help please

I've spend hours trying to goodle useful help files with no real joy, just more questions so hope someone here can help.

My OAP disabled, reliant on benefits mum has asked i arrange a welfare and finance poa for her. She's housebound so having her visit a solicitor to arrange, then again to sign is nearly impossible.
I called OPG who say the have templates on their website - they don't.
MSE alerted me to packs i can buy / complete online and i found https://www.myscottishattorney who also offer an online service with me taking the forms to a dr for signature. I'm concerned we'll go wrong somewhere and when needed it'll not be a legal document. I'd much rather have the final check by a solicitor.
Has anyone used these packs? Are they worth it and straightforward?

Mum has very poor credit history and although she's paying a token amount to everyone and there's no pending action etc, i wouldn't want her credit to impact mine in anyway - is that a risk if i have POA?

The cost for doing it all via a solicitor seem astronomical. I see lots of conflicting and vague mentions that she wouldn't have to pay because of her age/benefits etc. I've emailed a legal aid solicitor to see if she would be eligible but with no reply. Would anyone have a clear idea of who pays and who doesn't?

All help appreciated.

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