7 Seater Insurance on First Car

amehar

Hey All.

Just looking for some advise, and tips. I just passed my test last week and now looking at getting a car. I will need to get a 7 seater for my 4 children which is effecting the premiums.. I am 26 and the premiums from price comparison sites are around 4k a year. is this something that will have to accept and bite the bullet or a few years, or is there a better way to do this?

Thanks

teddysmum

Your premium will be high as you have just passed your test and are, in fact , still learning. Also, a vehicle carrying more passengers is more of a risk, should compensation for an accident be sought.

dacouch

Have you tried various 7 seaters?

Could you manage with a 6 seater

forgotmyname

Choose the right car, just because ones a group 10 and another is a group 15 wont always mean the higher rated one will cost more.

What cars are you looking at? With my daughters quotes a car over 10 years old increased the premium.

amehar

Your premium will be high as you have just passed your test and are, in fact , still learn

This was my understanding, and was happy to accept this, I just want to be sure there wasn't an alternative, I guess similar to Classic Car insurance.

Have you tried various 7 seaters?

I have looked at the Zafira, C-Max, C4, V70, and Sedona.

Could you manage with a 6 seater

I wasn't even aware that was a thing... I will look at some of these and look at premium quotes. thanks!

With my daughters quotes a car over 10 years old increased the premium.

They varied in ages, but thinking at the ones I test, most, perhaps all were older than 10 years.. which is only 2006 (that was 10 years already?!) thanks for that tip!


Thanks All

forgotmyname

Old landrover?

System

forgotmyname wrote: »

Old landrover?

Old Volvo?

mgfvvc

A good local broker may be able to get you an introductory discount?

Have you gone through the other options in the MSE car insurance guide, as well as the comparison sites?