Starting Over

DancingUnicorn · 21 March 2017 at 9:41PM

Congratulations on the baby! It sounds like things are really going well for you right now. Just think, back when you only had a few tins in the cupboard I bet it felt like you'd never be where you are now and able to say you're so close to being debt free!

Bobarella · 21 March 2017 at 11:03PM

Horray to pay outs!!

yorkshiremum13 · 5 April 2017 at 8:25PM

So much for things we're looking up!!

Worst week ever. My work had a fire which means the building is out of use! I'm working in another building 2 days a week so I'm now down 3 days of work and 3 weeks before my maternity leave is due to start. No idea how this is going to effect my pay in the long run.

I'm now going round cancelling direct debits and making them paper payment as I want to be in control of when the bills get paid.

Gahh

yorkshiremum13 · 28 June 2017 at 6:17PM

It's a boy!

Baby Boy is now 6 weeks old and amazing! I've been able to add him to tax credits etc which is helping!

After scrimping and saving to pay off debt I'm now down to £3400 which is so much better. Main debt is down to £1950 so should have that paid off by Xmas!

yorkshiremum13 · 1 September 2017 at 10:07PM

£3020 now, slowly getting there but formula costs a lot! Not scrimping on his food though! Happy also daughter starts school on Tuesday so lunch is now free! partner has also been working a couple of night shifts so we can have some extra pennies for treats, yesterday we went to the beach!

yorkshiremum13 · 14 September 2017 at 11:51AM

Only a couple of weeks later and no debts are paid off any more than last. But as of yesterday I am officially 25. Today I have decided to start slimming world but super scrimping I am not actually joining (saving £25 a month) I am just using my books and weighing in at home and following the recipes. My mum and mother in law are going to slimming world so they are my team of motivation and critics.

yorkshiremum13 · 15 September 2017 at 4:15PM

Wa hay paid £200 off a debt today then got a phone call from my solicitor and my insurance claim has been won. Once my payment arrives I am debt free and have money left over to start saving for a deposit for a mortgage! So happy!