HSBC internet banking - pending debit card payments

rubble2

We have a joint current account with HSBC which we use for routine expenditure (food shopping etc.) I tend not to keep a balance in this account but prefer to transfer funds from my HSBC business account as required to cover expenditure.

What I cannot seem to see when looking on HSBC internet banking is any means of finding out what debit card transactions are pending on the account. If we make a debit card a payment on the joint account which would take it into an overdraft position (if we had one) it will show the available balance as £0.00 but there is no means (that I can see) of interogating the account to see the actual value of the transaction that is pending and that would ultimately result in it going overdrawn.

I realise that I could just keep some extra cash in the account to cover potential purchases but is there any way of seeing the actual value of the pending transaction to allow me to pre-empt the account going overdrawn before the event?

Not a major problem really but the bank obviously know what transactions are pending (hence the £0.00 available credit) So why can't they display the value of the transaction which is pending?

Thanks

bravotango

I'm pretty sure I have seen via. HSBC Internet Banking, an option to see Pending Transactions.

It definitely shows Pending Credits into the account (I stumbled on it by chance), but I think it also covered Pending Debits.

Have a little hunt around the left hand side menu once you click to access your account.

rubble2

Thanks, I did find the Pending Transactions option on the left hand menu but it appears to only show direct debits and standing orders that are pending, not debit card transactions

Lokolo

I don't believe HSBC show this information. Although you can phone up or go into branch and view.

It is not like the same as Lloyds etc. where you can expand and see pending transaction amounts and from who.

KxMx

No you can't see that with HSBC online banking.