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Default Account Question
compo-09
Posts: 2 Newbie
Hi Guys & Girls,
I'm after some help and advice please, I'm really struggling to understand a defaulted account on my credit file.
I recently checked my credit file as am in the process of applying for a mortgage, I noticed Lowell have put a default on my credit file...
I defaulted on an old T-Mobile account, this was over 6 years ago (no longer shows on my credit file) due to being young a stupid... Lowell purchased the debt and it is now fully paid with Lowell, however they have recorded a default on 23/10/2013 and every payment is also marked as default...
Is this normal? If not is there anything I can do about it at all as this is something that is going to impact my mortgage application.
Many Thanks!
I'm after some help and advice please, I'm really struggling to understand a defaulted account on my credit file.
I recently checked my credit file as am in the process of applying for a mortgage, I noticed Lowell have put a default on my credit file...
I defaulted on an old T-Mobile account, this was over 6 years ago (no longer shows on my credit file) due to being young a stupid... Lowell purchased the debt and it is now fully paid with Lowell, however they have recorded a default on 23/10/2013 and every payment is also marked as default...
Is this normal? If not is there anything I can do about it at all as this is something that is going to impact my mortgage application.
Many Thanks!
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