Vanquis credit card

[Deleted User]

I never use the above named card but see I am charged every month for the items below, I take it this all is above board?.
Purchase Interest
Cash interest
Default charge interest


the default one is £1.20 As far as im aware I haven't defaulted
just seems strange 3 types of interest when I now no longer use the card albeit im still paying it off.


regards
Douglass

bigadaj

Check your contract with them and the terms and conditions you signed up to.

If these charges aren't mentioned then ring them and complain, and you can then take your issues to the regulator if they don't resolve it.

You don't want to be carrying a balance with vanquis, either transfer it to a 0% or lower rate card, or maybe look at a loan as you're paying probably 50% on this.