Insurance for missed connections (separate airlines)

bairn7

Is there such a thing?

I'm flying to the States from Dublin but am getting a flight to Dublin the night before. It is the last flight of the day (earlier flights were almost £150 more) and my flight from Dublin leaves 7.30am the next day so if for any reason the first flight is cancelled, I won't make my Dublin flight.

Most policies I've looked at mention missed flight due to public transport issues...does a plane count as public transport usually?

If anyone knows of any specific companies or policies that would cover my situation, I'd be grateful if you could point me in that direction.

Thank

Voyager2002

This is probably not an insurable risk. Although it might be covered by the 'Travel Inconvenience' section of the insurance that comes with a Diners' Club card (I fear that this insurance is only applicable if you use the card to buy the tickets).

I suggest that you check in for the Dublin flight as soon as possible; ensure that you give your contact details; and keep your phone switched on.

shaun_from_Africa

bairn7 wrote: »

does a plane count as public transport usually?

The only way to know for sure is to check your policy and see how they define public transport.

My annual policy states the following:

Public transport
Includes the following forms of transport: aircraft; bus; coach; pre-booked taxi; sea vessel; and train.

tomtontom

An important point on the public transport definition, it may only apply to transport to the point at which you leave the UK. This might not be directly stated, for instance my policy covers me for public transport delays to my point of departure. It then goes on to say my departure must be from within the UK - hence I would not be covered for public transport that meant my departure point was Dublin.

All policies are different, if you're unsure then call the insurer. Also be sure that the cover is sufficient to cover the cost of replacement flights, which could be very expensive at the last minute.

richardw

My risk assessment has led me to decide that with a long haul trip starting in DUB I'd better book a mid afternoon flight the day before.

leylandsunaddict

You're not wanting cover for a missed connection. It's a missed departure. Your two flights are not connected.

My policy states that a missed departure is defined as the last departure point from the UK, or last departure point for return to the UK. You need to read your policy carefully.

Personally I wouldn't be flying to Dublin on the last flight of the day. It would cost a lot more than £150 to buy a walk up ticket to the States.

PeacefulWaters

Is a mad drive to a ferry port an option?

Caz3121

richardw wrote: »

My risk assessment has led me to decide that with a long haul trip starting in DUB I'd better book a mid afternoon flight the day before.

my risk assessment wants 2 possible alternate flights for contingency after the one booked...I know many folk to back to backs but don't think my stress levels would stand it. I have sat at Gatwick for 8 hours rather than risk 2 on separate tickets (because the 2 hour connection had no alternative to get there if cancelled) :-)