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Credit card eligibility calculator

I have used the eligibility calculator to check credit cards, over the period of 2 days I went from accepted down to 95% chance with the same card...any reason for this ?

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    kmr wrote: »
    I have used the eligibility calculator to check credit cards, over the period of 2 days I went from accepted down to 95% chance with the same card...any reason for this ?

    Maybe England played against Wales today....and won which changed the odds of acceptance.

    No there is no reason.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • mcmaze
    mcmaze Posts: 41 Forumite
    If you had made an application within the last two days, a recent search would lower your chances. Or another credit account might have been updated within the last two days and your debt had increased so your chances dropped a little.
  • kmr_2
    kmr_2 Posts: 5 Forumite
    No applications made and no change in credit card use/ increase !
  • john1002
    john1002 Posts: 985 Forumite
    Part of the Furniture 500 Posts
    Don't worry about it, the check is only a guide, we have posts that say I git little chance and got the card to ones saying the same as yours and then getting rejected. No one will ever know, if you want to apply as you need the card then do otherwise I'm sure you will see varying results if you continue to keep trying just like in real life some people get approved others don't.

    John
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