Elite 11+ shopping and chat thread

marmitelovemehateme

Q Co....Finding Cupid

eflorist and scribbler....:D

mhoc

morning all.

we are giving blood this week, well I am anyway so today I have to stop coughing and spluttering.

I noticed on twitter that someone got a text/message or something from blood.org which told the. where their donation had gone to - donated in warwick and used at Southampton general.
Does anyone know how you can have this alert put on?
I am assuming I am registered on their website but possibly not as I tend to ring for appointments, have to check this now, possibly something on the website but Ive never seen it.

A really wicked thought has entered my head. I have been crisp free since the start of the year apart from 2 free Kettles crisps from Crosscountry and a shared big bag with OH after the weekend away. After you have donated you go to the refreshment station for tea and biscuits but ours also has Seabrooks crisps :j
which I could quite legitimately eat and more than one

TrulyMadly

A v T

1x Old El Paso Chunky Guacamole (240g) £1.99 £1.25
1x Munch Bunch Fruit Variety Yogurts (6x42g) £1.60 £1.00
1x Munch Bunch Fruit Variety Yogurts (6x42g) £1.60 £1.00
Shown seperately on APG


A v S
1x Vitabiotics Pregnacare New Mum Tablets (56pk) £14.50 £12.00

TrulyMadly

marmitelovemehateme wrote: »

Q Co....Finding Cupid

eflorist and scribbler....:D

More prize draw entries:)

TrulyMadly

mhoc wrote: »

re Sainsbobs, I did 2 shops earlier in the week and put 200 points in each card. After that the ss till would not accept any so I had to go to Cs to get another 2 put on. This could be a very long job.

Not too long mhoc.....mine run out on 19th Feb:o

Enterprise_1701C

Good morning all, cloudy but fine and cool here

TrulyMadly wrote: »

More prize draw entries:)

Got another £1

Makes you wonder about profit margins when Scribbler can give 25% cashback!!

TrulyMadly

A yellow snow warning has been issued



:rotfl::rotfl::rotfl::rotfl:

juju17

mhoc...I am no expert, but think I have managed to understand it by reading the threads over on the pensions forum. I dont want to take over the elite thread into a sipps discussion, so think you are best asking questions over there as they are very clued up!
But to briefly answer your questions....
There have been a lot of changes to the pensions and the way that you can access them in the last few years, so maybe this has some significance?
The Elite are the experts in everything shopping related, but there were other opportunities going on a few years ago regrading opening multiple bank accounts..for the sign up bonus for example....I think it was with Yorkshire....that people over on the banking thread were hammering, but the elite did not know about it. I stumbled upon it too late, as it was withdrawn, so did not bring it over, as no point knowing about 'what we could have had'.
The sipp is a cash sipp, so you dont have the fluctuations like other sipps.
You have to understand how to get the money out again, tax free.
I am no expert so would suggest reading over on the thread, and asking the people over there questions. I have found them really helpful

Enterprise_1701C

TrulyMadly wrote: »

A yellow snow warning has been issued



:rotfl::rotfl::rotfl::rotfl:

And in a related issue this picture was on my msn feed

And that picture was brought to you by tinypic - it appears to be fixed!

hornetgirl

mhoc wrote: »

Still thinking this morning. 3 thoughs occur
SIPPs have been around a long time so why have the Elite not figured this out before.
2ndly - it just seems too simple and easy, everything we do requires effort even getting 200 nectar points added to our accounts:)
3rdly - these funds are based on share value so they go up and down surely.

Also is it best to put in your max ammount £2*** for non earners close to the end of the tax year eg February and March?
And the do the withdrawal after HMRC have added their bit,,say July.

I think I would leave the account open with £1 rather than be a serial opener and closer.

I think the fact that pensions can now be withdrawn at 55 has made a difference as that's quite a recent thing. Perhaps most elite aren't 55 yet
You can hold the sipp as cash, so no fluctuation.
That's about as far as my understanding goes at the moment, but I'm working on it