We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Balance transfers with catalogs and credit card

Hi all
Can anyone tell me what type of credit card i need please.
I have two catalogs Studio and Littlewoods and a Post Office Credit card and want to pay them off with one credit card.
I owe £3647 with all.
The last credit card I applied for about 4 months ago MBNA only had £1000 think it was for 10mth interest free which I haven't used.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Money transfer card.
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A CC with 0% on spending - if the catalogue accepts CC payments. Studio does. Although it charges up to 1% for CC payments, this is less than a typical cost of Money Transfer.

    Why have you not used the MBNA card? If you can't get the limit you want, transfer as much as possible. Every little helps.
  • moshoodo1
    moshoodo1 Posts: 181 Forumite
    edited 16 June 2016 at 9:25PM
    @Grumbler, thanks for your comment, i said that on another thread, getting a card with 0% on purchases can work, I dont know why everyone keep saying money transfer card only. Very/Littlewood accept CC without even charging anything on it.

    I have always paid my Very catologue with my cc and nothing like cash advance charge at all as suggested the case on another thread. only 24studio use to charge me some pennies when i use cc to pay.
    Aqua Advance £ 9500 ( Settled ) | BC Platinum Card 25/25 £10500 | 24 studio £1950 | SimplyBe £1800 | Nationwide Flexplus A/C OD £800| Meaningless Noddles score= 3/5
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.5K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.