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Different credit limit for second card holder?
chelseablue
Posts: 3,303 Forumite
in Credit cards
Barclaycard's call centre drives me mad so I thought Id have more success asking here!
I have a Barclaycard with a credit limit of £7,000.
If I add an additional card holder to my account would they have access to the full available limit? Or could I set the spending limit on their card to say a few hundred pounds?
I have a Barclaycard with a credit limit of £7,000.
If I add an additional card holder to my account would they have access to the full available limit? Or could I set the spending limit on their card to say a few hundred pounds?
0
Comments
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The other cardholder will have access to the full amount. You can't set limits.0
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The second card holder has no accountability to the bank and can spend up to the limit of the card if they wish..0
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Thank you both0
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Even if there was a limit it would not stop them going over it as credit cards are often authorised off-line.
The only type of cards that can provide a hard limit are the on-line debit cards that come with basic bank accounts with no overdraft.0
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