We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Second Home Stamp Duty

i am in the process of buying a house. I live in rented accommodation but have a house that I inherited which I rent out. It has never been my main residence. I am assuming that when I buy my new house I will have to pay stamp duty in line with owning two houses but a friend says that this is not the case as the inherited house has never been my main residence.

Your kind thoughts please.

Comments

  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Your friend is wrong. You'll be liable for the additional 3% SDLT.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Jenny_wren wrote: »
    Your kind thoughts please.

    Your friend is misinformed.
  • kinger101
    kinger101 Posts: 6,639 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 14 June 2016 at 11:31PM
    Your friend is mainly talking utter bllcks, but there is a grain of truth in there.

    You need to read page 171 of this document;

    http://www.publications.parliament.uk/pa/bills/cbill/2016-2017/0001/17001.pdf

    The conditions are that if you (including your spouse/civil partner) inherited 50% or less of a property within the three years prior to the additional property transaction, then you can disregard the inherited property.

    If you share exceeds 50% however (e.g., you inherited the whole property or bought out a sibling) then the higher rates apply.
    "Real knowledge is to know the extent of one's ignorance" - Confucius
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.