Shares - what to do

Besttoask

Thanks for the info - where can I get 4-5% with cash please. I have the 3% Santander 123 current account to the max and had a look through various sites for this rate or better? I appreciate any help or thoughts. Thank you

Besttoask

bigadaj wrote: »

Ok, so sounds like you were sold a product and incidentally it has done fairly well for you.

If you are very risk averse then you would be best to cash them in, look at the 5% loophole thread and article for info on how to maximise returns.

If you are interested in investments, which is normally the best route for people with larger sums and longer time horizons then monevator.com explains things quite well.

Hi can you explain the 5% loophole thread and article please? Thanks

silver145

Besttoask wrote: »

Hi can you explain the 5% loophole thread and article please? Thanks

https://forums.moneysavingexpert.com/discussion/5005862

everything you asked is in there.

Eco_Miser

Besttoask wrote: »

Hi can you explain the 5% loophole thread and article please? Thanks

It used to be linked from the top of the page, but anyway, it's here.
Accounts paying 5% AER or more are here, as well as 3% and 4% accounts. You need to use several of them.