Likelihood of CCJ/Charging Order whilst on DMP

zenshi

gal1961 wrote: »

hi Kid 77
It was mbna who took me to court via restons,the dmp started in the september ,two vists to the court ccj issued following sept
i have about 10 creditors the amount i owed was not the highest with mbna and as said before my partner had a card with mbna for a similar amount ,no action
6.5 years into dmp thats the only ccj i have which drops off my credit report this september
hope this helps.

Aren't they odd how differently they treat people!
MBNA defaulted me very quickly and froze all interest and within 9 months had sold the debt on.....bizarre

KID77

Thanks Gal.
Same with us Zenshi for MBNA so there doesn't seem to be any consistency...

Hi Lou,
I had read about Northern Rock and charging orders :-(.

xx

Deep_In_Debt

zenshi wrote: »

Aren't they odd how differently they treat people!
MBNA defaulted me very quickly and froze all interest and within 9 months had sold the debt on.....bizarre

Yes, same here. MBNA were my largest creditor. I owed them over 10k on a credit card debt. They defaulted me quickly and were the only creditor who actually kept interest frozen for the duration of my DMP.

They sold the debt on about 6 months before the end of my DMP when I owed very little.

I had a lot of equity in my property at the time and they didn't mention CCJs or COs.