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Bought house but previous occupants still using address

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135

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  • Wasn't given a forwarding address so I simply forwarded it all C/O the agents office, for them to then pass on directly. They soon got the message.

    MC
    Initial mortgage (Dec 2012) £108,000 3.84%APR MF date Jan 2038

    Mortgage remaining £68285
    Daily interest £4.28
    2017
    MFW #14 £3746.90/£10,000
  • Marvel1
    Marvel1 Posts: 7,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 June 2016 at 7:43PM
    I would just post them back unopened, saying Return to Sender, unknown at this address. I wouldn't go out of my way to find new address etc.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Alter_ego wrote: »
    Have you got a shredder?
    agrinnall wrote: »
    It's what the recycling bin is for.


    Then the letters will keep coming, if you do that...best advice is to write clearly on the letter, not know at this address then return.

    The sender will then stop sending the letters and stop any accounts until they update their correct address.

    Just check there is a return address on the letter, if not I would open and find a return address and write it on the letter front, then return.
  • Marvel1
    Marvel1 Posts: 7,435 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sniggings wrote: »
    Then the letters will keep coming, if you do that...best advice is to write clearly on the letter, not know at this address then return.

    The sender will then stop sending the letters and stop any accounts until they update their correct address.

    Just check there is a return address on the letter, if not I would open and find a return address and write it on the letter front, then return.

    Excatly, common sense out of the window.

    I would of thought Royal Mail would do that? I would assume by opening the letter, don't like this letter it's debt and sending it back not known.
  • Alter_ego
    Alter_ego Posts: 3,842 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sniggings wrote: »
    Then the letters will keep coming, if you do that..

    Then I would keep shredding or recycling. I get plenty of spam mail so a bit more is no problem.
    People who get stressed about it can waste their time readdressing & posting.
    I am not a cat (But my friend is)
  • Bogof_Babe
    Bogof_Babe Posts: 10,803 Forumite
    stator wrote: »
    Do you have their new address? Is it in the paperwork from your solicitor?
    If so write to all the people who send mail for them giving the new address.

    :eek: Why on earth should the OP go to that trouble and cost (in time and stamps)? :eek:
    :D I haven't bogged off yet, and I ain't no babe :D

  • wwl
    wwl Posts: 316 Forumite
    If you know for certain where they are now, than any debt collection type letters could be answered with an offer to tell them for a small fee or percentage :-)

    Also, if you have returned more than a couple from the same company, next time put them on notice that further correspondence could be regarded as harassment.

    Perosnally if I got stuff indicating deliberately fraudulent activity I'd be inclined to do anything I could to mess them up - e.g. a phone bill - report the phone stolen or get it cancelled, anything car related from Police or council - tell them that the address is being used fraudulently - maybe they'll get on an ANPR hotlist.
  • Rosemary7391
    Rosemary7391 Posts: 2,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    wwl wrote: »
    Perosnally if I got stuff indicating deliberately fraudulent activity I'd be inclined to do anything I could to mess them up - e.g. a phone bill - report the phone stolen or get it cancelled, anything car related from Police or council - tell them that the address is being used fraudulently - maybe they'll get on an ANPR hotlist.

    I don't understand why this information isn't collated through credit checks.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
    10,000 Posts Eighth Anniversary Name Dropper Photogenic
    Get a grip of yourself OP. There are far worse things in life than having to write, "Return to sender, not known at this address," on some letters. I get letters from HMRC, DVLA, debt collection agencies and the police for people who lived in my home before I did. I return them all to sender and get on with my day. I have bigger fish to fry and better things to do with my time than get annoyed about it.
  • Huskyrunner
    Huskyrunner Posts: 542 Forumite
    mark it not known at this address and pop it in the post box eventually the institutions will put gone away address markers against the accounts

    check your credit file on line and make sure your file hasnt anything on there that shouldnt be

    finally cop shop might be an idea if there is stuff re speeding fines and stuff re ex occupants, say your concerned they maybe applying for stuff with your address ask for a crime reference number and for them too investigate it.

    least if any baliffs turn up at the door you can provide them the reference and ask them too deal with the police
    debts 16550
    Mortgage 69500
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