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Friday 10th June- what small DFW things will you do today?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
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Comments

  • SpekySquarehead
    SpekySquarehead Posts: 3,019 Forumite
    Photogenic Debt-free and Proud!
    Good morning and happy Friday!!!

    The Euros start tonight and its my GF's brothers wedding tomorrow - what a weekend in store.

    Previous list;
    Bring breakfast and lunch into work - Done
    Exercise - Done
    Check banks and YNAB - Done
    Start racking up SFD’s - Done
    Plan Fathers Day gifts (thanks plainandsimple for the reminder) - Done

    Todays list;
    Bring lunch and snacks to work - Done
    Rack a NSD
    Check banks and YNAB
    Send some important emails!

    Weekly tasks;
    Get a comparative quote to service my laptop - Sent email
    Send my CV out to some recruitment agencies - Done
    Open a help to buy account
    Contact HMRC about my wrong tax code
    Sell things on ebay

    Have a lovely weekend chums.
  • Thanks for starting the tread SpekySquarehead. Today my list will be short as I'm exhausted. :-) So, here it is:

    - count my blessings and choose joy
    - work while my tiny human naps

    Have a good one, folks!
  • Hi guys :) thanks for starting the thread SpeckySquarehead :)

    Short list for me too as am tired too!

    * complete DBS application for work
    * check meal plan for tonights dinner and if necessary get something out of freezer (actually think I will make spanish omlette. That way I can make it this afternoon and reheat when we get in ;))
    * meeting with a friend and her lo at the local wildlife park - using membership so free entry
    * get a couple of muffins out of freezer for snacks while out & take juice
    * meeting oh for a pint after work at the lodge & will get a free hotdog
    * plant out/repot some plants - almost up to date with all my veges :T
    * water all plants this evening :D
    * sand some bits on the garage & fill some cracks in prep of painting it :)
    * check fridge to make sure nothing perishes

    Ok that's all I can think of. Happy Friday y'all x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • make_the_change
    make_the_change Posts: 430 Forumite
    edited 10 June 2016 at 2:02PM
    Hi All,

    Ziggy hope the trial went well. My son is 5 and LOVES football. He trains 6 times a week and had a trial last week. Out of over 50 children, he was chosen as the best there! Hard work pays off!
    Bob I improvised, cooked off garlic, ginger and then two chillis, little soy and fish sauce, added coconut milk, some peanut butter, little sugar and cooked through, added chicken, some lime zest and juice and served with noodles. It was delish and the OH was impressed!

    Glad its Friday and also super excited for the Euros too :j:j:j

    However, feeling very deflated and down. The flat I have been excited about viewing has been let. The landlord found a tenant privately and I am gutted. I thought this was it. It has taken me months to find somewhere within budget and that accepts housing benefit. Everything is way out of our price range. I feel sick with the thought of having to spend many more months where we are. The little click were outside again with their kids, making loads of noise and being disruptive whilst two out of three of mine were sound asleep. It makes my anxiety build up so much again :( Also, DS2 is teething yet again so is so grumpy (he already has 6 teeth at 10 months old!).

    - school run Done
    - pay some bills early Done
    - house hunt Nothing again :(
    - update finances and bank Done
    - chase up complaint for MIL Done
    - chase up creditor who hasnt replied to DMP Done
    - entertain DD and DS2 for free Done
    - lunch and nursery run Done
    - school run
    - check FPL Done
    - quick tidy up at home
    - dinners from stores, havent planned anything so probably breaded chicken, wraps and salad!

    I know this sounds really selfish of me but I have a dear friend who went through some mental health problems and nearly lost her children, I supported her all the way through, visited her in hospital, always listened and she has got back on her feet and got sorted. Got temporary accomodation and is happy now and wants to meet but I am not in the right frame of mind to hear about everyones happiness when life is so !!!! for me.... I feel like I am always the one helping others and nothing ever goes right for me. I could actually kick myself right now for typing this and being so selfish :mad:

    x
    DMP Started June 2016
  • mtc you are allowed to have & feel your feelings. All of them. The full range are ok! There's also nothing wrong in being selfish and looking out for yourself. If what you need right now is to not take on anyone else's problems/situations then it's right to do that.

    I agree with legomum if you think meeting with this friend isn't the best time, just say to her now's not a good time and you'll contact her to arrange meeting up when things have settled down x
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Speky - Thanks for starting us off today
    MTC - Don't feel guilty, there is probably a point n al our lives were we have felt overwhelmed and are then too hard on ourselves - I know I have recently - be kind to yourself

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Son's trial went ok, no-one spoke to us :o he's just been told to go back next week decisions will be made in July. Didn't sleep well (due to my bad hip) so not feeling that great today, nothing much to do so will just take t easy

    Choose Joy
    Packed lunch for DH - Done
    Check Bank - Done
    Read -
    Bump couple of bits for sale -
    Continue purge on Emails -
    Complete a few surveys
    Enter a few comps
    All meals from cupboards/fridge/freezer -
    Check https://www.freepostcodelottery.com -
    Check Lucky Phone/Ashleigh/Numberplatelotto -

    Have a great evening, love to you all!

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Speky I hope your brothers wedding will be great.

    Plainandsimple Good luck with your day.

    Make the Change your meal sounded delicious. I agree with the others . Sometimes its what you need just to withdraw a bit. Im also sorry to hear about the flat.

    Ziggy Do you mean no one from the team management spoke to you or the other parents? Either way thats rude.

    Determined Spanish omlette sounds yum!

    legomum I hope you get organised and happy with how your home is again.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    [QUOTE=Bobarella;70807791
    Ziggy Do you mean no one from the team management spoke to you or the other parents? Either way thats rude.

    [/QUOTE]

    Both - I thought so too (although some parents didn't even go, kids went on their own). DS just has to keep going and they'll decide in July. DS is a good little footballer (we've been told repeatedly) but these days it seems to be all about competitions. leagues and tables. Would be nice if kids could just get together play football and have fun.
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    ziggy2407 wrote: »


    Both - I thought so too (although some parents didn't even go, kids went on their own). DS just has to keep going and they'll decide in July. DS is a good little footballer (we've been told repeatedly) but these days it seems to be all about competitions. leagues and tables. Would be nice if kids could just get together play football and have fun.

    I wonder if its something Baileysbabe would know about as the home schooling network may have some informal football teams?
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi everyone :D
    So pleased to have survived the week. It's been utterly manic, and I am completely shattered (again, as always). But another week closer to getting the exam stuff done, and another week closer to the summer hols! :j 5 and a bit weeks (not that I'm counting).
    Today I have:
    :p checked banking and PAD
    :p marked a set of books
    :p planned for next week
    :p made good use of free time
    :p ordered a little top up shop online for tomorrow
    :p dropped dd off at cheer class
    And still to come:
    :p drop ds and dh at footy training
    :p collect dd and drop her at gymnastics
    :p shower
    :p hoover
    :p marking
    :p bit of crochet
    Busy busy. Sorry I can't check in a bit more often or in a bit more detail.
    Love and hugs to all that need x
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