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Chancel repair for individuals

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Comments

  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    HappyMJ wrote: »
    Personally I'd just take the risk on myself. Chances of claiming on that insurance is so minuscule that paying £36 plus VAT is a relatively huge amount to pay.

    This is what I did - once the newly purchased property is registered then that ends the possibility of chancel liability anyway so it's only a risk for a relatively short period.
    ... though, of course, this may change in the future obviously.

    I'd be surprised if it does simply because there will be fewer and fewer properties for which it is required as time goes on.
  • It looks to me as if the original intention was that property registration would end matters (either you are, or are not, liable), but more recent links around suggest that actually the church can still register liability now and into the future.

    Not at all satisfactory.
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    It looks to me as if the original intention was that property registration would end matters (either you are, or are not, liable), but more recent links around suggest that actually the church can still register liability now and into the future.

    Not at all satisfactory.

    Do you want to provide some evidence for this?
  • krmach
    krmach Posts: 45 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    I was also in the same boat before we bought a property that's literally across a church. I came across this blog from the Land Registry and a Q&A in the comments which could be helpful to people here in the forum researching for the same issue: http://blog.landregistry.gov.uk/chancel-repair-liability-still-reigns/

    This was the reply of the Land Registry staff as regards the October 13 deadline: "the relevance of 13th October was simply the date by which they could register and not pay a fee for doing so. It was not a cut off date for registration and an applicaiton could be made at any time."
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