o2 - count as 2 direct debits?

Hey,

I'm going to switch to the Halifax reward current account which needs two direct debits. The only one I have is for my mobile.

With 02 refresh, they take two separate payments, 1 to payback the phone and 1 to pay for my calls etc.

Will this count as the 2 direct debits I need to get the monthly bonus or do they have to be to different companies?

Thanks,
K
Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

Save 12K in 2016 #110 = £7500/ £6000 (100%)

20k by April 2018 = £8845/ £20000 (44%)

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Kreacher wrote: »
    Hey,

    I'm going to switch to the Halifax reward current account which needs two direct debits. The only one I have is for my mobile.

    With 02 refresh, they take two separate payments, 1 to payback the phone and 1 to pay for my calls etc.

    Will this count as the 2 direct debits I need to get the monthly bonus or do they have to be to different companies?

    Thanks,
    K

    Do the 2 separate payments come from the one direct debit or are there two direct debit instructions?

    You can have 2 contracts with 2 different direct debits with the same company and they'll appear as two.

    Easy way around it though is to just set up a Tesco Internet Saver and you've got yourself one more direct debit that will be taken every month.

    I've got a TalkTalk direct debit but as the line rental was paid upfront to save money the only time it's used is if I actually make a non-inclusive call which is almost never as all UK calls are included. It generally does not count as an active direct debit.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Kreacher
    Kreacher Posts: 86 Forumite
    Fourth Anniversary
    HappyMJ wrote: »
    Do the 2 separate payments come from the one direct debit or are there two direct debit instructions?

    You can have 2 contracts with 2 different direct debits with the same company and they'll appear as two.

    Well they were set up at the same time for 1 phone but they are listed on my statements as separate payments. They always go out on the same day and they are for different amounts.
    Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

    Save 12K in 2016 #110 = £7500/ £6000 (100%)

    20k by April 2018 = £8845/ £20000 (44%)
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Kreacher wrote: »
    Well they were set up at the same time for 1 phone but they are listed on my statements as separate payments. They always go out on the same day and they are for different amounts.

    Under "More Actions -> Direct Debit and Standing Orders -> Manage Direct Debits" are there two instructions listed under direct debit details?
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Kreacher
    Kreacher Posts: 86 Forumite
    Fourth Anniversary
    HappyMJ wrote: »
    Under "More Actions -> Direct Debit and Standing Orders -> Manage Direct Debits" are there two instructions listed under direct debit details?

    Oooh, yes, there are 2 so I'm guessing that's ok?
    Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

    Save 12K in 2016 #110 = £7500/ £6000 (100%)

    20k by April 2018 = £8845/ £20000 (44%)
  • TrustyOven
    TrustyOven Posts: 746 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    I have had just 2 O2 DDs out in April, and the £5 was paid to me on 3rd May.

    One DD is for the data plan, the other for the device.
    Both DDs had "O2" in them, followed by "GED" and a bunch of numbers. The numbers were different at the end.

    Hope that helps...
    Goals
    Save £12k in 2017 #016 (£4212.06 / £10k) (42.12%)
    Save £12k in 2016 #041 (£4558.28 / £6k) (75.97%)
    Save £12k in 2014 #192 (£4115.62 / £5k) (82.3%)
  • Kreacher
    Kreacher Posts: 86 Forumite
    Fourth Anniversary
    TrustyOven wrote: »
    I have had just 2 O2 DDs out in April, and the £5 was paid to me on 3rd May.

    One DD is for the data plan, the other for the device.
    Both DDs had "O2" in them, followed by "GED" and a bunch of numbers. The numbers were different at the end.

    Hope that helps...

    Yes, that's exactly the same for me. Switch date is confirmed for next week so I'll let you know :)

    Thanks for the info!
    Save 12K in 2017 #023 = £1345/ £6000 (22.41%)

    Save 12K in 2016 #110 = £7500/ £6000 (100%)

    20k by April 2018 = £8845/ £20000 (44%)
This discussion has been closed.
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