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dumb question

Hi

Bit of a stupid question. I'm trying to sort some stuff out today and want to close my Barclaycard today if possible. It has an outstanding balance. I am transferring the balance to a HSBC card but it takes about 5-6 days to all go through. Can I ring up BC and cancel my credit card today or do I have to wait for it all to go through?

Thanks

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Wait for it to be a zero balance.
  • Paully232000
    Paully232000 Posts: 2,108 Forumite
    wait until the balance on barclaycard is at £0 and then close it. Give it a week or two then phone them.

    When you phone up barclaycard, as an aside, they may offer you some money to keep it open, I would accept this, spend this and then close it.
  • Paul_1977
    Paul_1977 Posts: 992 Forumite
    I closed my account a year ago, suddenly I got a statement out of the blue last month, there was £20 credit on the account.
  • tidds
    tidds Posts: 132 Forumite
    Make sure it's a zero balance, wait a few weeks just in case - then close it. There is absolutely no rush as it won't make a difference to anything.
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