How do I know my DRO is finished?

The-Joker

I'm still getting letters from companies I have never heard of telling me I still owe them.

I'm certain all my debts were included.

National_Debtline

Hi Joker


There's no notification sent to you per se. Your details will fall off the Insolvency Register three months after the end of your 12-month moratorium:


https://www.insolvencydirect.bis.gov.uk/eiir/IIRRegisterNameInput.asp?option=NAME&court=ALL


These letters may be from companies who have bought debts you listed in your DRO. As long as they were included at the time, you will be fine regardless of who owned the debt. A couple of suggestions:


- Send the creditors a copy of this letter:


https://www.nationaldebtline.org/EW/sampleletters/Pages/Creditors-asking-for-payment-after-debt-relief-order-approved%20%28sole%20name%29.aspx


- Contact the Debt Relief Order Unit in Plymouth on 01752 635 200.


Either way, make it clear to the relevant creditors that you will make formal complaints if needs be.


Dennis
@natdebtline