Cancelling credit card application after credit check
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cbmaxyz
Posts: 57 Forumite
I applied for an AA credit card and they've asked for some extra ID from me before they can make a decision. I'm fairly sure they've already done a credit check.
I've decided I don't want to provide the ID, and I'd therefore like to cancel my application. However, I'm concerned that it might look bad on my credit file if I've had a credit check but don't have credit from that company. Might future prospective lenders think that I was turned down, rather than turning them down - and will that matter?
Please tell me I'm being paranoid.
I've decided I don't want to provide the ID, and I'd therefore like to cancel my application. However, I'm concerned that it might look bad on my credit file if I've had a credit check but don't have credit from that company. Might future prospective lenders think that I was turned down, rather than turning them down - and will that matter?
Please tell me I'm being paranoid.
0
Comments
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You are paranoid . All the future lenders will see is a credit check, nothing else. And if you just have one credit check every couple months then they will not think anything of it.0
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