1990's Store Card PPI Reclaim

sgribben28

Would anyone be able to tell me how I can go about a PPI reclaim on a store card I had in the 1990's. I don't have the account number. Any guidance gratefully accepted, have been thinking about going to a reclaim company as not sure how to do this.

Thanks in advance.

[Deleted User]

You would need to write to the lender you think you had the account with.

Only use a claims company if you feel you have too much money and would only need half of any payout.

Mersey_2

For store cards from the then Arcadia Group of stores (Burtons, DP, TopShop, Debenhams, etc), you can call the Santander PPI team who are helpful and can often provide account numbers by searching on your name and address.


www.mirror.co.uk/you-used-store-card-1990s-7114139


The Santander > FOS route is currently proving successful. Failing that, Genworth the underwriter (address on the link, which you may have to Google as sometimes it won't open from here).

karen_ashmore

I have had a burtons store card from 1998..could anyone tell or advise me of any chance of success claiming ppi..it is still being used..thank you!

[Deleted User]

Your chances are high if it was mis sold.

They are low if it wasn't.

McKneff

You have to have some proof that it was miss sold.

It is not a reclaim, it is a complaint.

Good luck, i think, from that far back, you are going to need it.

-taff

What store?

karen_ashmore

it was burtons store card, church street, Liverpool..1998..i as buying wedding suits..i was told if we opened a store card..we would get a 10% reduction on any items we bought that day..cannot remember if she mentioned ppi..but from what I now gather..it wasn,t mentioned..it was included in repayments..but I honestly cannot remember if she mentioned payment protection..it was almost 20 years ago

Nasqueron

karen_ashmore wrote: »

it was burtons store card, church street, Liverpool..1998..i as buying wedding suits..i was told if we opened a store card..we would get a 10% reduction on any items we bought that day..cannot remember if she mentioned ppi..but from what I now gather..it wasn,t mentioned..it was included in repayments..but I honestly cannot remember if she mentioned payment protection..it was almost 20 years ago

Store card PPI is like credit card PPI - it would appear on your statement as a separate line item every month where you were charged (when you didn't pay off the balance in full) and you would have ticked a box or signed to say you were ok with it in store. You'd need to establish if you had it before complaining about it.